A lot of what this blog looks at is ‘value for money’ in the things that you buy. Making you a savvier consumer. Obviously, our bank accounts are important to all of us. Which made me think that it’s worth sharing some of the choices you could make that could make your home a lot more affordable to living in. Here are some of the investments and savings you should be making.
The power of negotiation
A lot of the costs of the home are going to come from the various bills that you have to pay as a household. Phone and internet bills are a biggie. But you shouldn’t just assume that your providers are going to be completely inflexible on those prices. For the sake of keeping a customer, you might find them more than willing to be coaxed in your favor by a significant amount. For instance, check out this script here that you can use on those providers.
The price (and price cuts) of safety
With insurance companies, you won’t find them quite as tractable to a phone call alone. A stone-faced as they can be, you need to make real changes to make them lower their prices. There’s no doubt that adding security measures to your home is an investment. But it’s one that really pays in the long term. Adding things like reinforced door handles and home security systems makes your home a lot safer. Which makes it seem like a better bet to insurance companies. Which makes them drop the amount you have to pay for insurance. You should hop over to this site to see which systems work best for you.
A look at value
If you want to talk long-term money, then you should be thinking about the house overall. In particular, what you might do with it in future. From releasing equity to selling up, a house can be a tremendous asset to your finances. But it will be even better if you occasionally take the time to invest in a bit of value for it. One of the most effective ways of doing that is by adding more space. This might mean finishing the basement or converting the loft. But there are plenty more methods that we’ve covered in the past, too.
Using your space
As we said, space is one of the most valuable things you can own nowadays. If you have any in excess, then you will find a lot of people willing to pay to use it. You don’t have to take in tenants, either. If you have a finished garage or basement, you can use it as storage space. If you have a driveway you don’t use, you can even rent that out.
From cutting down costs with a bit of cajoling or even finding ways to make money from you home. Your house should be an asset that adds to your finances, not detracts from it. Hopefully, we help you make that a reality.