You may have gotten into a vehicular accident, and you feel dizzy about the whole thing. Now, what to do next? As you’re lying on the hospital bed, you may be wondering how you can work with the cast on your leg and who will pay your medical bills?
Eventually, some people ask themselves whether a personal injury attorney can be the right move for them. They ask these questions because they believe that the other party is at fault and some of the wounds, they have will scar them for a lifetime. Even worse, they may develop some medical conditions later on in life that was related to the accident.
Following an accident, you may be asking whether there is a need for you to meet up with a lawyer. The answer to whether you should get in touch with a personal injury lawyer is almost always yes. The earlier you decide to hire one, the sooner your case will be resolved. Know that these attorneys are experts in many things, and they will handle the paperwork for you while you’re focused on the recovery. You may want to know the factors that may affect your decision, and here are some of them.
Know the Severity of Your Injuries
You may have accidentally slipped at work because of the lack of safety precautions, or you just discovered that you have been using an old vehicle to deliver a work-related parcel. Some may have gotten tiny scrapes after slipping, or they may be unharmed with just the car needing some new cosmetic repairs afterwards. Most people can handle ordinary circumstances like this, and they go about their day like nothing happened.
However, it’s a different narrative when you fell out of a multi-story building and had a concussion. Aside from this, you may have broken some bones. Even some of the considered minor accidents can result in damages to the spine, neck, and other soft tissues of the body.
If you are suffering more severe injuries, you need to contact a lawyer afterwards. Several of these accidents can lead to extended treatments, expensive drug prescriptions, substantial medical bills that pile up every day as you stay in the hospital, and reduced income.
Some of the more severe injuries include amputation, injuries involving the brain and the spinal cord, and many more that can be debilitating to a person. Working with a competitive and experienced lawyer can give you an advantage because they can sue the doctors for medical malpractice, protect you against lawsuits, and get a more considerable compensation that will cover a big chunk of your bills.
Working with these experts will give you a better understanding of the law that can work in your favor. Read more about better approach to claims on this site here. You’ll have a better understanding of the compensation you’re entitled to receive from the insurance companies. They will handle the claims and processes, communicate with you, and explain what’s going on while you recover at the hospital or in your home.
Some of the complex injuries in the past have been awarded hundreds of thousands of dollars when they work with a legal counsel. Sometimes, you’ll realize that your insurance company is more than willing to pay you a minuscule amount of what you’re entitled to just to settle things and avoid court trials. However, when you have someone who is protecting your best interests, expect that you can win any legal battles when you’re armed to the teeth.
The One who Caused the Accident
There’s an established party that should be blamed when you’re considering a personal injury case. This can be a case of drunk driving where you did everything you can to avoid the other car, but the other is so drunk that they are all over the place. When this happens, you need someone on your side to collect pieces of evidence, check CCTVs, interview witnesses, and talk to the other party’s lawyers.
In the event that you’re involved in an accident where many people are affected, know that many parties may be required to share liabilities. A good lawyer can identify all the people involved, and they will seek the proper compensation for each of the members involved.
As an example, there are cases where a competent lawyer handles medical malpractice. You may have grounds to sue the doctor and other aids who have committed the malpractice depending on video surveillance and the results. This is similar to the situations of truck accidents where you can file a lawsuit for both the trucking company and the employee that is the driver.
Have You made Contact to the Other Liable Party or Insurance Company?
Many of the victims may think that they should call their insurers first or talk to the other party that’s involved. Sometimes, getting in touch with an attorney is the last thing on their minds. However, this should not be the case at all.
It’s better if you let the professional lawyer handle all the conversations and negotiations of your claims. They know how to communicate better, and they can make better and more objective decisions. Besides, most patients are usually groggy from the medications they are taking. They may be too emotional because of the stress they are currently undergoing, so it’s in their best interest to speak with a lawyer. Other triggers that you should know about are the following:
- Denied Claim with your Insurance Companies
It’s stressful for many patients to be denied when it comes to their insurance claims. This can cause fear, anxiety, devastation, and uncertainties on their part. Some hope that they will receive anything or just a tiny amount because they need to pay their bills and have families to feed.
In a denied claim, they will not only need to navigate through their journey to recovery and wounds, but they also worry about financial matters. If you believe that you deserve the claim and the other parties denied the amount to you, there’s always a dispute that can help you out. Having legal counsel by your side can result in a more satisfactory resolution. However, know that there are reasons why some claims are denied.
For example, your insurers believe that the party that they are covering did not even cause the accident in the first place. Read more about why your claim got denied here: https://www.verywellhealth.com/what-is-a-health-insurance-claim-denial-1738690. They may do a counter lawsuit where they blame you or try to frame another party to save money.
What an attorney can do on your behalf is to do a thorough investigation on what happened and who will bear the liability. In-car accidents, it’s common for them to look out for footage or videos to make things more transparent. They will consult witnesses who were at the scene when the collision happened, and they will try to go to the root cause.
Some can access information easily through their networks of contacts that other patients may have difficulties obtaining. In commercial truck accidents, they can request the logbooks of the driver. Some will determine the total hours that the trucker had spent when he was driving before the accident happened.
Public records involving past accidents on intersections, drunk driving reports, vehicle maintenance, schedules, and reasonable shifts are considered. Some can argue that if the maintenance has been followed, this can have prevented your injuries in the first place.
Many accident victims may even realize some valid points and that a more in-depth detective work has uncovered evidence that may not be obvious in the first place. The added knowledge and evidence can help many of the victims build up a solid case that can help them get the fair compensation they deserve.
Sometimes, the insurers can dispute that the wounds have caused the claimant’s limitations for your part. They may ask for substantial evidence of the limitations that you claim because of the injuries that you’ve sustained. They will probe for your medical records, bills, and history that will establish the total extent of your wounds, and this is just the beginning. Many of these will want to know how your wounds will have a long-term effect on your life as well as a long-term prognosis about them.
This is to say that it’s common for many insurers to conduct their investigation about you at some point. If they believed that you’d taken the opportunity to exaggerate or, worse, lied about your condition, they can deny your claim. Some will check your social media accounts to see whether you’re engaging in particular activities that have caused the accident that you’re in.
The attorney will give you ideas about the insurers’ move to prevent them from approving your claim. With this information, you can avoid any loopholes and prove to them that your injuries were the cause of the car crash, and you’re not exaggerating anything.
A legal counsel that’s actually concerned about you will put you into a place where the odds are in your favor, and you’ll be in the optimum position to do bargains. They can give you a more successful resolution and appeal to the denial in court.
- There’s a Delay in the Response of your Claim or Payment
You may have noticed that some time has already passed. Yet, you’ve heard nothing from the insurers or the party that’s liable for your injuries. Perhaps, they have sent an email or initial correspondence, but they began to taper off as time went by. Now, you’re left in limbo, and you don’t know what to do next.
For some, they have already agreed to a specific settlement amount. But then, the money is yet to arrive, and you haven’t heard anything from anyone for quite some time. Know that the insurers may use several tactics so they can delay the payment on a claim. Often, they even find other loopholes where they can legally keep the funds. However, victims often needed the funds to manage their daily expenses and medical prescriptions.
When you engage an attorney in the picture, you can expect them to continue the correspondence with the insurers or the liable parties. The other side will know that you’re taking things seriously, and you want them to honor the things they have promised. When they realize that you’re serious about pursuing your compensation, you can expect to hear from them in the soonest time possible or the next business day because getting into court is a time-consuming and expensive process. Your legal counsel will also give you the information that you need about fines and penalties when the insurers continue to ignore your claims.
- You Don’t Want the Settlement Offer Because it’s Too Low
Know that some will not consider the victim’s needs and will try to minimize the compensation due to you. They will often begin the process after an accident when the other person can’t still think objectively. The settlement offer will be the minimum that they can get away with, but this may not be enough to pay your bills.
If you accept the offer, there may be a good chance that you haven’t yet received the complete diagnosis of the wounds you’ve suffered and how this will affect your life. With this said, acceptance of the initial offer may spell trouble.
You can actually get more with an injury attorney. They can review your policy and give you an idea about the amount you should receive. You can also get advice on how to react when you’re offered a specific term that you don’t actually want. Some will take the time to talk to the other party to increase the amount, and they usually succeed. This is because they know the law, they know what’s written on your insurance form, and you don’t deserve to have missing funds.
These are just some of the benefits that you can get with the right lawyer—knowing that having someone on your side will give you peace of mind and make the process faster.